Cash that moves
Disburse and repay on mobile money. First facility after a proper assessment. Repeat loans can land the same day.
Empowering businesses across Kenya
Growth you can hold. Good you can feel.
Working capital, training, and a loan officer in your town. Because we care.
Discover RapidCash
RapidCash is the microlender Kenyan businesses grow with.
A Kenyan MSME lender since January 2024. We started in Kiambu County. Today you get working capital, practical training, and a loan officer in your town — plus *606# when the branch is closed.
Read who we areA person, then *606#
Every Imarisha loan includes coaching on cash and stock — plus a shortcode in your pocket when the branch is closed.
Close to the till
Thirty-two desks from Busia to Gilgil. Head office in Ruiru. We finance women and men who run the real economy. We do not take deposits.
We are not a bank. We are a non-deposit-taking microlender — then we stay with the business.
Products
Capital that fits the shop, the logbook, and payday.
Product
Imarisha Biashara Loan
A 30-day working-capital loan with training attached. Restock, pay suppliers, keep the shop open.
Learn more
Product
Asset Financing Loan
Logbook finance for established businesses — cash against a vehicle, repaid over up to 12 months.
Learn more
Product
Salary Advance Loan
Part of this month’s salary when school fees, an emergency, or a bill will not wait.
Learn moreHow a RapidCash loan works
From first conversation to cash in the till — then a book we stay with.
Onboard
This site, *606#, or walk into a branch. A business development officer identifies you and starts the file.
We assess
Credit Operations review the enterprise against our procedures and explain the cost in writing.
We decide
Each request is approved or declined on that assessment. Nothing is taken from the side.
We disburse
Approved funds go to your mobile money wallet — usually the same day.
We monitor
Collections and a loan officer stay with the book so the shop can keep trading.
Repeat on *606#
Existing customers can apply again on the shortcode, subject to a fresh check.
More than a loan
We lend. Then we teach the shop to stand.
RapidCash employs loan officers across Kenya to assess, disburse, collect — and teach. Cash helps this week. Skill keeps the enterprise open next year. That is how we serve women and men who run the real economy.
See how we train
RapidCash Foundation
Creating opportunity. Changing lives.
The company lends. The Foundation opens doors — digital classrooms, scholarships, and community programmes in the towns we already work.
See the Foundation32 branches
Find your nearest team
Thirty-two branches from Busia to Gilgil. Headquarters at Morovian Mall, Ruiru. Walk in Monday to Friday, 8am–5pm, or Saturday 8am–1pm.
Headquarters, Morovian Mall, Ruiru — or pick the town you trade in.
Apply and name your townOur network
32 desks, five regions
Pick a town to light it on the map. Walk in Monday–Friday 8am–5pm, Saturday 8am–1pm — or apply and we will route you.
32 towns · Headquarters in Ruiru
Central
7Rift
9North Rift
2Western
8Nyanza
6How money moves
Need capital?
Apply on this page, dial *606#, or visit a branch. We will contact you and onboard you properly.