Apply
Need capital? Let’s get started.
Tell us about the business. A loan officer will call you to complete onboarding. You can also dial *606# or walk into a branch — Monday–Friday, 8:00am–5:00pm · Saturday, 8:00am–1:00pm.
How to apply
Website, *606#, or a branch
- This website — fill the form. We call you back to finish onboarding.
- *606# — apply or manage a loan on your phone.
- A branch — 32 towns, from Busia to Gilgil.
- +254 754 555 4022 — customer care.
How to repay
How to repay after you borrow
Paybill number
41250055
Account number: Your national ID number
- Shortcode 21823 — send the amount to 21823. Example: send 5000 to 21823.
- *606# — apply or manage a loan from any phone.
- This website — apply here. A loan officer will call you to finish onboarding.
- A branch — walk in for help. Repayment still goes through M-Pesa, not cash.
Main product
Imarisha Biashara
This is our business loan. You need to own a business, bring an original ID, and hold a valid business permit. KSh 5,000–500,000. Usually processed within 24 hours. Paid to mobile money.
Read the terms